About Jumbo Home Loans
A jumbo loan is a mortgage that exceeds the conforming loan limits established by Fannie Mae and Freddie Mac. As of 2022, these limits stand at $647,200 for most U.S. regions, with higher thresholds—up to $970,800—in high-cost areas such as Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Due to their larger size, jumbo loans typically carry higher interest rates and stricter underwriting standards, reflecting the increased risk lenders assume.
At CNA Equity Group, we simplify the jumbo loan process by providing expert guidance and tailored tools, beginning with our Jumbo Loan Qualifier.
Whether you’re a first-time buyer or an experienced homeowner, we’ll help you navigate the complexities of jumbo financing and select the loan program that best fits your unique financial goals.
Why a Jumbo Loan?
Jumbo loans offer borrowers the ability to finance properties well above conforming loan limits—often up to $3 million or more—providing flexibility and convenience for purchasing luxury homes, investment properties, or high-value real estate.
Beyond higher loan amounts, jumbo loans can offer competitive rates and terms tailored to affluent buyers, enabling you to access the financing needed for your unique real estate goals without compromise.