About 30-Year Fixed-Rate Loans
The 30-year fixed-rate mortgage remains a popular and reliable choice for homeowners seeking stability and predictability. With a consistent interest rate and fixed monthly payments, this loan option offers peace of mind, especially if you plan to stay in your home for the long term.
At CNA Equity Group, we simplify the home loan journey by providing expert guidance and useful tools, starting with our 30-Year Fixed Rate Mortgage Qualifier.
Whether you’re a first-time buyer or purchasing your next home, we’ll help you understand the nuances of various loan programs so you can confidently select the option that best fits your financial goals and lifestyle.
Do I Qualify?
When interest rates are low, fixed-rate loans often offer a compelling value—typically costing only slightly more than adjustable-rate mortgages but providing long-term stability by locking in your rate for the entire loan term.
Qualifying for a fixed-rate loan depends on several factors, including your credit score, debt-to-income ratio, and overall financial profile. Our team will carefully review your situation to identify the best loan options available, ensuring you secure terms that fit your goals and budget.